
Identity theft happens when someone steals your personal information — Social Security number, card details, account logins — and uses it to commit fraud in your name. The good news: most of it is preventable with a handful of habits. Strong unique logins, a credit freeze, transaction alerts, and a healthy suspicion of unexpected messages stop the overwhelming majority of attempts. Here’s a practical, prioritised guide to locking down your identity — and exactly what to do if you’re targeted anyway.



